Bigfork, Montana
About David Lowe
A Flathead Valley real estate professional and Montana Certified Residential Appraiser, building David Lowe Real Estate to bring valuation-grade expertise to buyers and sellers across Northwest Montana.
David grew up on a family farm in Wisconsin — later relocated to Colorado — that became internationally recognized for breeding Arabian horses. The family’s prize stallion Aramus was sold to entertainer Wayne Newton, who reportedly named his Las Vegas ranch after the horse. The farm raised exotics too: giraffes, rhinos, llamas, cheetahs, and tigers. David himself has been a judge and breeder of Arabian horses for decades.
He earned a B.S. in Business Administration at Colorado State University and an MBA at Regis University in Denver. Before settling in Montana, he ran Pikes Peak Stable in Colorado Springs and a small group of assisted-living facilities in Arizona, picking up an Arizona real estate license in 2005.
David first visited Flathead Lake in 1999 and bought a Montana cabin in 2000. He’s lived in the Flathead Valley ever since. Since 2017, he’s run 406 Appraisals LLC — a Montana Certified Residential, FHA- and VA-approved appraisal practice covering Flathead County and the surrounding valleys. Today he’s extending that practice into residential real estate representation, helping buyers and sellers in the Flathead Valley understand not just what a property costs, but what it’s actually worth.
Off the clock, the list runs long: hiking, fly fishing, horseback riding, boating and water-skiing on Flathead, snow skiing at Whitefish Mountain Resort, and the occasional Arabian horse show.
- Years in the Flathead
- 25+
- Areas Covered
- 8
- Phone — Always Answered
- 1
Years in the Flathead
Areas Covered
Phone — Always Answered
How David works
Appraiser-informed real estate
Most agents talk about “market value” the way most of us talk about engines: confidently, often correctly, but with a vagueness that costs the client at the margin. David spent a decade producing appraisal reports for FHA, VA, and private lenders — the kind of work that gets pulled apart line by line by underwriters who cost money to disagree with.
That foundation shows up in two practical ways for clients. First: pricing is honest from day one. A listing priced 25% above comparable closed sales doesn’t spend 240 days on the market and then get cut twice — it gets priced where the market is, and then negotiated up if the market overheats. Second: buyers get real comparables, not optimistic talking points. Bigfork lakefront isn’t the same as Polson lakefront isn’t the same as Lakeside lakefront. The valuation work behind the conversation matters.
Ready to talk Northwest Montana?
David picks up. Call, text, or send a note — he’ll get back the same day.